Be an “A” member to enjoy the exclusive benefits and privileges
Membership Classification
Be an “A” Member and enjoy exclusive benefits
Classification A
Benefits
For PESL Borrowers, only 1 co-maker will be required
For new loan renewal application, may avail additional Loan Terms of 12 months
In Applying for Loan, may avail an increase of 25% on Maximum Loan Ceiling based on 5 Cs of Credit
For Instant Loan Bonanza and Convenient Loan – Prepaid Borrowers, availment of loan amount can be increased up to 100% of the collateral.
Will be provided with a priority lane for Loans
3 Points for Rewards Program
Free passbook replacement charge but shall comply with all necessary documents
10% discount on any CAC Products availed amounting to accumulated cost of at least P2,000.00 Annual Premium. Accumulated cost will be counted on a same day transaction.
Additional 1 check -up for HPP Member
Can avail 10% discount for every cash purchase of TC Memorabilia/Gift Items
Priority to be invited in TC Activities
Free TC ID replacement charge for lost Gold Card but shall comply with all necessary documents
Free TC ID upgrade to Gold Card.
50% discount on inter-branch transaction service charge
Free sealed certification service charge
Qualifications
Minimum Membership Age: 3 years.
Min. Share Capital Requirement: P50,000.00
Min. Quarterly Deposit on All Accumulated Savings Account: P900.00
Minimum Average Monthly Balance on Regular Savings: P1,500.00
Active Deposit Products except Share Capital: at least 5
Min. Annual Deposit: P5,000.00
Insurance Product Availment: at least 4
Loan Account Status: Nondelinquent
Classification B
Benefits
8% discount on any CAC Products availed amounting to accumulated cost of at least P2,000.00 Annual Premium. Accumulated cost will be counted on a same day transaction
Can avail 5% discount for every cash purchase of TC Memorabilia/Gift Items.
Priority to be invited in TC Activities
Qualifications
Minimum Membership Age: 2 years.
Min. Share Capital Requirement: P25,000.00
Min. Quarterly Deposit on All Accumulated Savings Account: P600.00
Minimum Average Monthly Balance on Regular Savings: P1,000.00
Active Deposit Products except Share Capital: at least 3
Min. Annual Deposit: P3,000.00
Insurance Product Availment: at least 3
Loan Account Status: Nondelinquent
Classification C
Benefits
5% discount on any CAC Products availed amounting to accumulated cost of at least P2,000.00 Annual Premium. Accumulated cost will be counted on a same day transaction
Can avail 3% discount for every cash purchase of TC Memorabilia/Gift Items.
Qualifications
Minimum Membership Age: 1 year
Min. Share Capital Requirement: P8,000.00
Min. Quarterly Deposit on All Accumulated Savings Account: P300.00
Minimum Average Monthly Balance on Regular Savings: P500.00
Active Deposit Products except Share Capital: at least 2
Min. Annual Deposit: P1,500.00
Insurance Product Availment: at least 2
Loan Account Status: Nondelinquent
Classification D
Qualifications
Minimum Membership Age: Less than 1 year
Min. Share Capital Requirement: Less than P8,000.00
Min. Quarterly Deposit on All Accumulated Savings Account: Less than P0.00
Minimum Average Monthly Balance on Regular Savings: Less than P500.00
Active Deposit Products except Share Capital: 1
Min. Annual Deposit: Less than P1,500.00
Insurance Product Availment: 1
Delinquent on Loans: Yes
- Once the loan account of the member goes delinquent, the benefits of the current category will automatically stop.
- Performance period schedule will be the following:
- 1st working day of January of the previous year up to the last working day of December of the previous year
- 1st working day of April of the previous year up to the last working day of March of the current year.
- 1st working day of July of the previous year up to the last working day of June of the current year.
- 1st working day of October of the previous year up to the last working day of September of the current year.
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